What will happen to your home when you die? Will it get passed on seamlessly to your heirs? Or will the government and creditors get some or all of it? What if you become incapacitated later in life and cannot care for your home? What will happen? Those are touchy questions, but the first set of questions is inevitable, and the second is possible. If we care about what happens to our home Continue Reading
The Florida Homestead Exemption: A Powerful Tool with Powerful Tax Benefits
One of the highest costs of homeownership can be property tax, which varies according to the city or county in which you reside. Understanding and taking advantage of the Homestead Exemption can help homeowners reduce their property taxes in both the short and long-term, especially in a booming market. “Florida laws pertaining to property taxes are unique, and many of our clients relocating Continue Reading
Our Favorite Things To Do In St. Petersburg
This blog has a bit of a different focus than most of our articles. It shares information we often are asked to provide for many of our transplant clients – homebuyers who have relocated here (St. Petersburg / Tampa Bay area), usually from other states. When their first guests are soon to arrive, they often ask for tips about off-the-beaten-path activities they can share with their visiting family Continue Reading
Top Considerations When Buying a Condo
The first step in the home-buying process is assessing what type of property best suits your needs. For many, the choice is between a condominium or a single-family home. “Before jumping in with both feet, we advise buyers to take some time to assess whether condo living is right for them,” said Robert Coscia, Broker and Owner of Personal Realty Advisers. “We often have buyers who start down Continue Reading
Top 11 Home Features Luxury Buyers Desire The Most
Knowing what features luxury homebuyers want most can help sellers and real estate professionals position a luxury home for a successful sale. That is especially important now as more luxury homes come on the market and our strong sellers’ market begins to ebb. As the luxury-housing market comes back down to earth amid a slumping stock market, rising mortgage rates and economic uncertainty, Continue Reading
Home Buying 101… For EVERYONE
Home buying can be a tremendous challenge for many people, especially in this constantly shifting and changing real estate market. Homebuyers need strong guidance from trusted and experienced real estate professionals, as you will find at Personal Realty Advisers. “It’s more than just first-time homebuyers,” said Robert Coscia, Broker and Brokerage Owner of Personal Realty Advisers. “Home Continue Reading
The Benefits of Signing a Buyer’s Agreement with Your Broker
Buying a home is a significant investment—one of life’s biggest purchases—and it can be a complicated, lengthy process, so you want a real estate agent who will be fully committed to you. An experienced agent will dedicate a great amount of time to help you achieve your goal; likewise, they want their buyers to be fully committed to them in return. One way this mutual commitment is often Continue Reading
How Do Real Estate Commissions Work?
Many Brokers/real estate sales agents and sellers have cordial and productive relationships working toward a common goal of selling a property. Still, there is one occasional point of contention that must be worked through at the beginning of the relationship that can set the tone for the entire engagement: COMMISSIONS. NOTE: Although we mostly use the term “commission(s)” in this article, Continue Reading
How To Determine Your Home’s Selling Price
Let’s start with some important facts about recent home sale prices in Florida: According to research by Florida Atlantic University and Florida International University, homes in Tampa Bay continue to sell at a premium, far beyond expected prices. While the average home sold in Tampa for 39% above the expected price at the end of 2021, that number rose to 49% as of 3/31/22. In the latest Continue Reading
BUYERS: What Kind of Market Research Should My Real Estate Sales Agent Provide?
For most buyers, purchasing a home is the largest investment they will make, and they crave accurate information to make a sound decision. We believe more understandable information is better when making such an important decision. If comprehensive market research and more might help our clients, we want to provide it. When we talk about “market research” in the context of real estate, we Continue Reading
